Simulate Investment
Input your capital to see how it splits across these strategies based on their unique allocations.
Why Allocation Matters
Diversification spreads risk across varied asset classes like stocks, bonds, and gold. While high-equity setups (like Buffett's 90/10) hunt long-term growth with heavy drops, balanced setups (like the Permanent Portfolio) sacrifice absolute peaks to shelter your money during economic crashes.
Where To Invest As A Beginner?
16 Investing Options ordered from lowest to highest Risk and Expected Return spectrum.
| Rank | Asset Class / Option | Asset Group | Risk & Expected Return Spectrum |
|---|---|---|---|
| 1 | Money Market | Fixed Income |
Lowest
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| 2 | Defensive | Fixed Income |
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| 3 | Intermediate | Fixed Income |
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| 4 | Core (Fixed Income) | Fixed Income |
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| 5 | Active Duration / Core Plus | Fixed Income |
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| 6 | High Yield | Fixed Income |
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| 7 | Global | Fixed Income |
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| 8 | Real Estate | Real Estate |
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| 9 | Yield / Value | Equity |
|
| 10 | Core (Equity) | Equity |
|
| 11 | Growth | Equity |
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| 12 | Small Cap | Equity |
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| 13 | International | Equity |
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| 14 | International Small Cap | Equity |
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| 15 | Emerging Markets | Equity |
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| 16 | Private Equity | Equity |
Highest
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Asset Performance Across Economic Regimes
The relationship between asset conditions, changing economic activity cycles, and inflation rates.
Activity
Activity
REGIME 1
Growth / Low InflationHigh economic activity combined with weak or declining inflation conditions.
- ✓ Equity
- ✓ High Yield
- ✓ Investment Grade
REGIME 2
Growth / InflationHigh economic activity occurring alongside high or rising inflation parameters.
- ✓ Commodities
- ✓ Equity
- ✓ High Yield
- ✓ Gold
- ✓ Housing
REGIME 4
Recession / DeflationLow economic activity paired with weak or steadily declining market inflation levels.
- ✓ Nominal Bonds
- ✓ Investment Grade
REGIME 3
StagflationLow economic activity mixed with high or rapidly rising consumer inflation.
- ✓ Gold
- ✓ Commodities
- ✓ Inflation Linked